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The IPO Pakistan has not seen yet
ABHI started in 2021 with eight of us in one shared room and little else, chasing a question that seemed obvious once said out loud: why should someone who has already earned their salary wait until payday to touch it? Plenty of people told us it wouldn’t work, that a small Pakistani fintech had no business fixing something banks hadn’t bothered to. That became Earned Wage Access anyway, then payroll lending, then working capital for small merchants. A few years in, we bought a struggling microfinance bank, a move not seen by a fintech in Pakistan, but it has been done abroad. We inherited rea...
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